It's always a good time to save money
Refinancing your home loan could save you money every month. Learn how - our home loan specialists are here to answer your questions about the refinancing process. We're here to help.
- 15 and 30 year terms
- Pre-qualification and credit analysis
- Affordable rates and fees
Secure and Fair Enforcement for Mortgage Lending Act of 2008 or the "SAFE Act"
On July 28, 2010 the National Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO's to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.